Gap cover

Gap cover is a short term insurance product that provides members on a registered medical scheme additional cover for in-hospital shortfalls. 

In many cases, medical schemes do not cover all the costs associated with medical treatment, such as specialist fees, certain procedures, and other expenses in hospital. This can leave individuals with significant out-of-pocket expenses, which can be financially burdensome.

Gap cover helps to bridge the gap between the amount covered by a medical scheme and the actual cost of medical treatment in hospital. 

It typically covers expenses such as co-payments, deductibles, and other out-of-pocket costs. The coverage and benefits provided by gap cover vary depending on the insurer and the specific plan chosen.